"I am teaching full time in a teacher shortage area as defined by the U.S. Department of Education."

Teacher Shortage Area Deferment — A deferment for borrowers teaching full time in a teacher shortage area as defined by the U.S. Department of Education.

The maximum cumulative time frame you may receive this deferment is 36 months. You must reapply each school year. You must have an authorized Chief School Administrator certify your dates of teaching service in a teacher shortage area. Additional certification may be required if the Chief State School Officer has not provided a list of approved shortage areas to school administrators.

Qualifications

You may qualify, if both of the following apply:

• You are a Federal Stafford or SLS borrower whose first loan was made on or after July 1, 1987, and before July 1, 1993.
• You teach full time in a public or non-profit private elementary or secondary school in a geographic region, grade level, academic, instructional subject matter or discipline classified shortage area as defined by the U.S. Department of Education.

How to Apply

1. Download the Education Related Deferment Request in English or Spanish.
2. Carefully read the entire form. Certain documentation may be required.
3. Complete, print, and sign the deferment form. (To enter information into the interactive form, place your cursor in a field or tab from field to field. Turn interactive check boxes on and off by clicking on the box.) Mail it directly to your loan holder. Only your loan holder can approve your deferment request.
4. If you need further assistance, please contact your lender or servicer or TG Default Prevention.

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