PLUS Borrower with Dependent Student Deferment

"My dependent student for whom I borrowed a PLUS loan is attending an eligible school on at least a half-time basis or is in a full-time rehabilitation program."

PLUS Borrower with Dependent Student Deferment — A deferment for a borrower whose dependent student for whom he or she borrowed a Federal PLUS loan is attending school on at least a half-time basis, or is in a full-time rehabilitation program.

There is no maximum time frame for this deferment. The deferment form must be certified by an authorized school official (for dependent students enrolled at least half time at an eligible institution) or an authorized rehabilitation training program official.

Note: For Parent PLUS loans first disbursed on or after July 1, 2008, you may receive deferment for any period that your student beneficiary is enrolled at least half time and for the 6-month period that follows. Contact your loan holder to request this deferment.

Qualifications

You may qualify, if any of the following apply:

• You have an outstanding balance on a loan made before July 1, 1993, if you are applying to receive a deferment based on your dependent student's full-time enrollment at an eligible school.
• You have an outstanding balance on a loan made on or after July 1, 1987, and before July 1, 1993, and your dependent student has an outstanding balance on a FFELP loan made on or after July 1, 1987, if you are applying to receive a deferment based on your dependent student's at least half-time enrollment at an eligible school.
• You have an outstanding balance on a FFELP loan before July 1, 1993, if you are applying to receive a deferment based on your dependent student's full-time engagement in a rehabilitation training program. Certain conditions apply.

How to Apply

1. Download the Parent PLUS Borrower Deferment Request in English or Spanish.
2. Carefully read the entire form. Certain documentation may be required.
3. Complete, print, and sign the deferment form. (To enter information into the interactive form, place your cursor in a field or tab from field to field. Turn interactive check boxes on and off by clicking on the box.) Mail it directly to your loan holder. Only your loan holder can approve your deferment request.
4. If you need further assistance, please contact your lender or servicer or TG Default Prevention.

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