Public Health Service Deferment

"I am serving full time as an officer in the Commissioned Corps of the United States Public Health Service."

Public Health Service Deferment — A deferment for borrowers who are serving full time in the Commissioned Corps of the United States Public Health Service (USPHS).

The maximum cumulative time frame that you may receive this deferment is 3 years. This is a combined limit with Armed Forces and NOAA deferments. You must have an authorized official of the U.S. Public Health Service certify your dates of service.

Qualifications

You may qualify, if both of the following apply:

You have:
- An outstanding balance on at least one FFELP loan that was made before July 1, 1993, or
- You are a PLUS loan borrower and your first loan was made before August 15, 1983.
You are serving full time as an officer in the Commissioned Corps of the U.S. Public Health Service.

How to Apply

Download the Public Service Deferment Request.
Carefully read the entire form. Certain documentation may be required.
Complete, print, and sign the deferment form. (To enter information into the interactive form, place your cursor in a field or tab from field to field. Turn interactive check boxes on and off by clicking on the box.) Mail it directly to your loan holder. Only your loan holder can approve your deferment request.
If you need further assistance, please contact your lender or servicer or TG Default Prevention.