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Total and Permanent Disability Discharge


The federal student aid programs provide for discharge of certain types of federal student loans and/or TEACH grant service obligations if an otherwise eligible individual is determined to be totally and permanently disabled. A discharge is a release of a borrower's obligation to repay a federal student loan, either in whole or in part, or of a grant recipient's obligation to provide services on which his or her grant was conditioned.

You may be eligible for a total and permanent disability discharge if you:

  • Have become unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death, has lasted for a continuous period of at least 60 months, or can be expected to last for a continuous period of at least 60 months, or
  • Have been determined by the U.S. Department of Veterans Affairs to be unemployable due to a service-connected condition.

TG has developed this page to provide information and answers to your questions regarding the total and permanent disability discharge.

If you think you may qualify for a total and permanent disability discharge, TG's customer assistance team has knowledgeable representatives who can answer your questions. Contact TG customer assistance at (800) 845-6267 or send an email message to cust.assist@tgslc.org.



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