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Repaying Your Student Loan

 

Total and Permanent Disability Discharge


Forbearance

When you notify Nelnet, the Department's TPD servicer, to advise them of your intent to request a total and permanent disability discharge, Nelnet will notify your loan holder(s) to grant a forbearance on your loan(s) for 120 days. This forbearance allows you to temporarily suspend making payments on your loan(s) while you complete the discharge application and collect supporting documentation and certifications that must be provided to Nelnet.

When Nelnet receives your total and permanent disability application and applicable documentation, Nelnet will notify your loan holder(s) to extend or grant a forbearance on your loan(s) for an indefinite length of time while Nelnet reviews the disability information and determines whether you are eligible for a total and permanent disability discharge. Collection activity will resume if Nelnet determines that you are not eligible for a total and permanent disability discharge.



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