Repaying Your Student Loan


Teacher Loan Forgiveness Program (TLFP)

Teaching is a profession that requires a great deal of talent and responsibility, but it also provides educators with many personal rewards. These rewards are what attract many people into the teaching profession. Congress provided another incentive to teach when it established the Teacher Loan Forgiveness Program (TLFP). The TLFP was created to encourage individuals to enter and continue in the teaching profession in certain elementary and secondary schools that serve low-income families.

Under the TLFP, if you borrow a Federal Stafford or Federal Direct loan(s) (and in certain cases, a Federal Consolidation or Direct Consolidation loan), and you teach for five consecutive, complete years at an eligible school, you may qualify to have up to $5,000 ($17,500 for certain highly qualified secondary math and science teachers, and elementary and secondary special education teachers) of your loan balance forgiven.

Specific eligibility requirements and the teacher loan forgiveness application process are outlined in these Web pages. If you think you may qualify for loan forgiveness under this program, or if you need more information, you can call the TG Program Analysis team toll-free at (800) 845-6267 or send an email message to

Back to Top