Default Prevention

For more information, send an email to:

TG Default Aversion
defaultaversion@tgslc.org

Research and analysis

Research plays a significant role in laying the groundwork for TG's default prevention offerings. TG's Research and Analytical Services (RAS) team conducts studies using college data to determine what factors contribute to default, such as debt load, part- or full-time enrollment status, and degree attainment. In its work, the RAS team uses techniques of statistical modeling to analyze default trends and to project the likelihood of default based on given factors. The team also produces white papers on effective default prevention strategies and services and regularly answers inquiries from individual schools about default trends.

Here are a few examples of TG's research.

"Myths about default" — A short article disproving some commonly held beliefs about default
Breaking New Ground, The Texas Historically Black Colleges and Universities Default Management Consortium — A report detailing successful practices to help non-Texas HBCUs adopt approaches that may help decrease their cohort default rates
A Clear and Present Danger to Institutional and Student Success — A training guide for integrating default aversion strategies into institutional enrollment management plans. This paper shows how campuses may lower default rates by engaging with students starting before the admissions process and lasting through graduation
Shoulder to Shoulder: The Progress Made by the Student Financial Aid Community in Preventing Defaults — A follow-up to the 1998 Texas Default Prevention and Debt Management Conference
Student Loan Defaults in Texas: Yesterday, Today, and Tomorrow — An update on the status of the recommendations made at the 1988 Strategic Default Initiative conference, which clarifies research on Texas student loan defaults