Default Prevention

For more information, send an email to:

TG Default Aversion
defaultaversion@tgslc.org

Other default prevention Internet resources

ED's Cohort Default Rate Guide Quick Reference — A quick summary of how ED calculates a school's cohort default rate and what schools should do during the draft and official cohort default rate cycles.
ED publications designed to guide school users, data managers, and Default Prevention and Management personnel through the online, paper-less processes used in the eCDR Appeals system:

The United States Department of Education's Default Resolution Group has created this website to aid borrowers with repaying defaulted student loans as part of its default management process and public awareness campaign,
ED's Default Prevention and Management assessment allow a school to perform an analysis of its Stafford Loan record detail report data and Federal Perkins Loan defaulted student borrower data. The assessment results will help to identify factors that contribute to defaults and create measures to address them.
Mapping Your Future® — A free service sponsored by a consortium of guarantee agencies that provides online entrance and exit counseling, as well as information about exploring careers, preparing for college, paying for college, and money management.
Adventures in Education — A TG website with college planning resources, financial aid information, career guidance, and money management tips to help families and students achieve their goals.

The TG Financial Literacy Program — helps students learn key skills for financial success, and also assists professionals to develop, implement, and improve their financial literacy initiatives.
Jump$tart Coalition — a national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources.
FDIC Money Smart — a free online financial education program-including train the trainer materials- provided by the Federal Deposit Insurance Corporation
The National Foundation for Consumer Credit — the NFCC promotes the national agenda for financially responsible behavior and builds capacity for its members to deliver the highest quality financial education and counseling services.
Consumer Credit Counseling Service — CCCS is a nonprofit agency that provides financial counseling, financial literacy education, and bankruptcy services to the community.
Money Management International — the nation's largest nonprofit, full-service credit counseling organization
AnnualCreditReport.com — allows individuals to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

Statistical Analysis Report: Early Labor Force Experiences and Debt Burden — This report uses data from the Baccalaureate and Beyond (B&B) and Beginning Postsecondary Student (BPS) studies to examine the early labor force experiences of postsecondary education participants who graduated or left without a degree or certificate; their borrowing for postsecondary education.
The Big Payoff: Educational Attainment and Synthetic Estimates of Work-Life Earnings — This U.S. Census Bureau report illustrates the economic value of an education, explores the relationship between educational attainment and earnings, and provides, by level of education, synthetic estimates of the average total earnings adults are likely to accumulate over the course of their working lives.

School Fact Sheets — Convenient reference sheets that can help you learn more about a particular school and its use of student aid programs. Includes ED and TG default rates for each Texas school.