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A deferment is a temporary postponement of a borrower's student loan repayment. This page contains the various forms used to apply for a deferment on a FFELP or FDLP loan. A borrower is entitled to defer his or her student loan payments if the borrower meets certain eligibility criteria and requests a deferment. For more information on deferments and their eligibility criteria, visit TG Online's Introduction to Deferments.
A borrower must submit a deferment request for a FFELP or FDLP loan directly to his or her lender or servicer. To apply for a deferment, a borrower should download the appropriate deferment form, complete and sign it, and mail the form to his or her lender or servicer. (The forms should not be mailed to TG — that will only delay the process.) Remember that each deferment request must be approved before a borrower's loan payments will be postponed. A borrower should check with his or her lender or servicer for more information. A borrower can obtain information about his or her federal loans through the National Student Loan Data System (NSLDS) website. Note that a borrower will need his or her federal Personal Identification Number (PIN) to access the site.
Nine deferment forms are available in English or Spanish and cover many deferment types. The nine deferment forms are:
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