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This discharge is intended for individuals who have a total and permanent disability (TPD). Federal regulations define TPD as "The condition of an individual who is unable to work and earn money because of an injury or illness that is expected to continue indefinitely or result in death."
A borrower seeking discharge of his or her loan obligation due to total and permanent disability must complete the following application and forward it to his or her loan holder:
The following PDF is a list of websites and phone numbers that loan holders may use to verify physicians' licenses for the purpose of the total and permanent disability discharge.
Note: If a borrower provides documentation that he or she has been determined by the Secretary of Veterans Affairs to be unemployable due to a service-connected condition, the borrower will be considered totally and permanently disabled for the purpose of discharging the borrower's loan(s).
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