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A loan discharge is a release of a borrower's obligation to repay his or her loan, either in whole or in part. The Department of Education has created certain loan discharges to provide debt relief to a borrower under certain circumstances, some within and some beyond the borrower's control. Generally, discharges help borrowers who are experiencing very serious life disruptions and forgiveness programs encourage borrowers to work in certain professions while serving low-income families.
The following forms for loan discharge and forgiveness under the Federal Family Education Loan Program (FFELP) and William D. Ford Federal Direct Loan Program can be downloaded below:
* The school closure and total and permanent disability discharge forms are also approved for use within the Perkins Loan Program.
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