Positive+Balance™
Sessions for Students
The following Positive+Balance sessions are available for students.
- Buying a Car — Putting yourself in the Drivers Seat
For most students, a car is the most expensive purchase they will make until they buy a house. This session provides useful information and tips to help students prepare for the dealership and the financial implications of car ownership. Students learn about different costs in determining how much they can afford to spend on a car. The session also covers the advantages and disadvantages of financing the purchase of a car versus buying one with cash. Students also learn about the differences between taking out a loan for a car and leasing a car. - Credit Basics — Understanding Credit and How it Affects Your Financial Well-being
Credit is the key to your financial life. Your credit score and history are used to determine the interest rate you pay on credit cards, car loans, home mortgages, and much more. This session stresses the importance of maintaining good credit and provides an explanation of credit scores and reports. - Credit Card Basics — Avoiding the Credit Trap
The moment students arrive on campus they are tempted with credit card offers. This session explains how credit cards work and provides tips on how students can avoid credit card debt. In addition students will learn about credit card terminology and the different fees that credit card companies use to calculate totals. - Expectations — A Look at Life After College
This session for students provides information on career development and reinforces key concepts related to transitioning from college to career. - Looking Ahead — Life After Graduate School
Earning a graduate degree is a great accomplishment that takes considerable dedication. Unfortunately, graduate school can leave students with a considerable amount of debt too. This presentation provides practical budgeting tips, savings strategies, and information about repayment options, including the new Income-Based Repayment (IBR) Plan. - Money Management 101 — Managing Your Money
Money Management 101 delivers essential knowledge on basic money management skills. Students learn important budgeting and savings skills that will help them make sound financial decisions. - Money Management 601 — Personal Finance for Graduate Students
Graduate students accumulate an average of $42,644 in debt by the time they leave school. In this presentation, graduate students learn tips on how to manage their personal finances so they can minimize their debt and limit the amount of money they will have to repay once they've graduated. - What's in Your Piggy Bank — Saving for Your Financial Goals
This session for students reinforces key concepts related to saving and investing for the future.
If you would like TG's assistance in developing, implementing, or improving your financial literacy efforts, contact your account executive, or send an e-mail message to positivebalance@tgslc.org.
