TG

The Guarantor of Choice SM


Positive+Balance Sessions for Students

Please visit our prevention resources for more information how to better assist borrowers with default aversion. For more information, we suggest you visit Default Prevention Internet Resources to view various default prevention resources and follow instructions for further assistance.


  • Credit Basics
    Understanding credit and how it affects your financial well-being

    Credit is the key to your financial life. Your credit score and history are used to determine the interest rate you pay on credit cards, car loans, home mortgages, and much more. This session stresses the importance of maintaining good credit and provides an explanation of credit scores and reports.

  • Credit Card Basics
    Avoiding the credit trap

    The moment students arrive on campus they are tempted with credit card offers. This session explains how credit cards work and provides tips on how students can avoid credit card debt. In addition students will learn about credit card terminology and the different fees that credit card companies use to calculate totals.

  • Expectations
    A look at the real world after college

    This session for students provides information on career development and reinforces key concepts related to transitioning from college to career.

  • Financial Fitness
    Developing the right spending plan

    Focusing on the key issue of identifying and implementing effective spending strategies, this session encourages students to formulate and implement effective spending practices.

  • Identity Theft
    Prevent one of the fastest growing crimes in the country

    As credit and information becomes more readily available, the chances of having your identity stolen and used improperly increases. This session identifies different methods that thieves use to gain information and provides tips on preventing identity theft.

  • Life After College
    Launching life and career

    Produced especially for students exiting the higher education environment, Life After College provides valuable guidance for the important transition from school to career.

  • Money Management 101
    Managing your money

    Money Management 101 delivers essential knowledge on basic money management skills. Students learn important budgeting and savings skills that will help them make sound financial decisions.

  • What's in Your Piggy Bank
    All about savings and investments

    This session for students reinforces key concepts related to saving and investing for the future.

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For more information,

call Joe Braxton,
(800) 252-9743,
ext. 4696, or
Rett Anderton,
(800) 252-9743,
ext. 4765,
or send an e-mail to positivebalance@tgslc.org.

 

© 2008 Texas Guaranteed Student Loan Corporation