Please visit our prevention resources for more information how to better assist borrowers with default aversion. For more information, we suggest you visit Default Prevention Internet Resources to view various default prevention resources and follow instructions for further assistance.

• Credit Basics
  Understanding credit and how it affects your financial well-being
  
  Credit is the key to your financial life. Your credit score and history are used to determine the interest rate you pay on credit cards, car loans, home mortgages, and much more. This session stresses the importance of maintaining good credit and provides an explanation of credit scores and reports.
  
  
• Credit Card Basics
  Avoiding the credit trap
  
  The moment students arrive on campus they are tempted with credit card offers. This session explains how credit cards work and provides tips on how students can avoid credit card debt. In addition students will learn about credit card terminology and the different fees that credit card companies use to calculate totals.
  
  
• Expectations
  A look at the real world after college
  
  This session for students provides information on career development and reinforces key concepts related to transitioning from college to career.
  
  
• Financial Fitness
  Developing the right spending plan
  
  Focusing on the key issue of identifying and implementing effective spending strategies, this session encourages students to formulate and implement effective spending practices.
  
  
• Identity Theft
  Prevent one of the fastest growing crimes in the country
  
  As credit and information becomes more readily available, the chances of having your identity stolen and used improperly increases. This session identifies different methods that thieves use to gain information and provides tips on preventing identity theft.
  
  
• Life After College
  Launching life and career
  
  Produced especially for students exiting the higher education environment, Life After College provides valuable guidance for the important transition from school to career.
  
  
• Money Management 101
  Managing your money
  
  Money Management 101 delivers essential knowledge on basic money management skills. Students learn important budgeting and savings skills that will help them make sound financial decisions.
  
  
• What's in Your Piggy Bank
  All about savings and investments
  
  This session for students reinforces key concepts related to saving and investing for the future.
  
  

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call Joe Braxton,
(800) 252-9743,
ext. 4696, or
Rett Anderton,
(800) 252-9743,
ext. 4765,
or send an e-mail to positivebalance@tgslc.org.