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Newsletters

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Fact Sheets

  • School Fact Sheets — Convenient reference sheets that can help you learn more about a particular school and its use of student aid programs.
  • Lender Fact Sheets — Learn more about the financial institutions with loans guaranteed through TG.
  • Legislative Fact Sheets — Useful data about schools and borrowers within Texas state and congressional legislative districts.

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Financial Reports

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Academic Journals

  • Enrollment Management Journal — A refereed, academic journal publishing the latest research on how colleges can successfully enroll, retain, and graduate more students.

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Research Reports

  • State of Student Aid and Higher Education in Texas — A basic overview providing comparisons of state and federal student aid programs.  Adobe PDF  Adobe PDF

Higher Education Act

  • Opening the Doors to Higher Education: Perspectives on the Higher Education Act 40 Years Later  Adobe PDF  Adobe PDF
  • The Role of Work and Loans in Paying for an Undergraduate Education  Adobe PDF  Adobe PDF

Literature Reviews

  • First-Generation College Students: A Literature Review — This publication summarizes various research studies related to first-generation college students and categorizes them according to issues of access, student characteristics, retention, pre-college intervention efforts, and college intervention efforts.
    Adobe PDF  Adobe PDF
  • Retention and Persistence in Postsecondary Education — A summary of relevant information focusing on one basic issue - keeping students in school. The report discusses a number of facts, studies, theories, and recommendations about retention in postsecondary education.  Adobe PDF  Adobe PDF
  • Student Loan Default Literature Review — This publication summarizes 17 research studies and categorizes them according to distinct variables that may have an relationship to student loan default. Categories include grade point average, attendance factors, exit counseling, income, academic preparedness, level of indebtedness, and others.  Adobe PDF  Adobe PDF

Default Studies

  • The Characteristics Associated with Student Loan Default at Texas A&M University — A study examining the default behavior of undergraduate borrowers who attended Texas A&M and who entered repayment on TG-guaranteed FFELP loans during federal fiscal years 1997, 1998 & 1999.  Adobe PDF  Adobe PDF
  • Multivariate Analysis of Student Loan Defaulters at Prairie View A&M University — This study examine the default behavior of 3,325 Prairie View A&M undergraduate student borrowers who entered repayment during 2001-2002.  Adobe PDF  Adobe PDF
  • Multivariate Analysis of Student Loan Defaulters at Texas A&M University — A follow-up to the 2002 analysis of 12,776 Texas A&M borrowers, this study both reinforces some of the findings of the earlier study and highlights some variables (such as borrower age and gender) that were largely dismissed by the original work.  Adobe PDF  Adobe PDF
  • Multivariate Analysis of Student Loan Defaulters at Texas A&M University — Kingsville — This study examines the default behavior of 5,177 TAMU-K undergraduate student borrowers who entered repayment during 1999-2002.   Adobe PDF  Adobe PDF
  • Multivariate Analysis of Student Loan Defaulters at the University of South Florida — This study examines the default behavior of 17,036 USF undergraduates who entered repayment during 1999-2002.  Adobe PDF  Adobe PDF
  • Shoulder to Shoulder: The Progress Made by the Student Financial Aid Community in Preventing Defaults. — A follow-up to the 1998 Texas Default Prevention and Debt Management Conference.  Adobe PDF  Adobe PDF
  • Student Loan Defaults in Texas: Yesterday, Today, and Tomorrow — An update on the status of the recommendations made at the 1988 Strategic Default Initiative conference and to clarify research on defaults in Texas.  Adobe PDF  Adobe PDF

Other Research Studies

  • Breaking New Ground, The Texas Historically Black Colleges and Universities Default Management Consortium — A report detailing default prevention best practices to help non-Texas HBCUs decrease their cohort default rates.  Adobe PDF  Adobe PDF
  • A Clear and Present Danger to Institutional and Student Success — A training guide on integrating default aversion strategies into institutional enrollment management plans. Shows how campuses lower default rates by engaging with students from pre-admission through graduation. Adobe PDF  Adobe PDF
  • Crisis Averted or Merely Postponed? — This white paper examines long-term student loan cohort default rates and the methods used to resolve defaults and cure delinquencies.  Adobe PDF  Adobe PDF
  • Economic Returns from Higher Education in Texas — A study on the impact of a postsecondary education on the Texas economy.  Adobe PDF  Adobe PDF
  • Education on the Installment Plan: The Rise of Student Loan Indebtedness in Texas — Provides the context for understanding the relationship between debt and repayment.  Adobe PDF  Adobe PDF
  • Effective Practices in Student Success — A comprehensive summary of the EPSS database for higher education professionals who are interested in learning “what works” in higher education. The summary outlines programs and strategies that have shown evidence of a positive impact on targeted groups of college students.  Adobe PDF  Adobe PDF
  • Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing — Provides useful insights and strategies for institutions to use in order to increase student retention, persistence and postsecondary success — and to reduce the burdens of student loan defaults.  Adobe PDF  Adobe PDF
  • Ready, willing, and unable: How financial barriers obstruct bachelor-degree attainment in Texas — A report to the 80th regular session of the Texas Legislature.  Adobe PDF  Adobe PDF
    Summary Handout  Adobe PDF  Adobe PDF
  • A School's Guide to Servicers — Includes several strategies to help schools strengthen their default aversion efforts.
    Adobe PDF  Adobe PDF

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