The Department of Education (ED) published several notices about areas that the Federal Emergency Management Agency (FEMA) has declared to be natural disaster areas. ED's current disaster-related forbearance policy should be applied to certain borrowers who reside in counties in the following areas:

Date of Disaster	Disaster Letter#	Disaster Area	Reason
04/03/99 - 04/07/99	99-07	Louisiana	Tornadoes and flooding
04/15/99	99-08	Georgia	Tornadoes
04/03/99	99-09	Missouri	Flooding and severe storms
05/03/99 - 05/04/99	99-10	Oklahoma	Tornadoes
05/03/99 - 05/04/99	99-11	Kansas	Tornadoes
05/04/99	99-12	Texas*	Tornadoes
04/03/99	99-13	Missouri	Flooding and severe storms
05/03/99 - 05/04/99	99-14	Oklahoma	Tornadoes
05/05/99	99-15	Tennessee	Tornadoes and flooding

*Note: FEMA designated Bowie county in Texas to be a disaster area because of tornadoes that occurred May 4.