Program integrity Neg Reg concludes without consensus
The program integrity team (Team I) of the 2009-10 negotiated rulemaking (Neg Reg) process has concluded its negotiations reaching tentative agreement on some topics but not others.

New private education loan disclosure requirements effective February 14
The Board of Governors of the Federal Reserve published the Final Rules in the Federal Register amending 12 CFR Part 226, otherwise known as Regulation Z.

Reminder: Draft cohort default rates released yesterday
ED released FY 2008 draft cohort default rates (CDRs) to schools on February 8. For information about challenging draft CDRs, schools are encouraged to view TG's webinar titled "How to Challenge Your Cohort Default Rate."

Enhance your financial literacy efforts with the help of TG's upcoming symposium in Atlanta
This day-long seminar will showcase successful financial literacy initiatives put into practice at Emory University. The symposium's interactive format will also foster discussion on how to adapt Emory's financial literacy approach to other campuses.

Join TG for Financial Aid Awareness Month events in Texas
Throughout Financial Aid Awareness Month, TG provides help in completing the Free Application for Federal Student Aid, answers common questions about the financial aid process, and supplies encouragement to take the first step toward a career.

Sessions added to 2010 TG Annual Training Conference
TG has confirmed a variety of new sessions for its annual training conference, including FFELP and Direct Loan discharge/forgiveness programs; private loan fundamentals — talking to your borrowers; and how TG can help with default management.

TG announces upcoming industry-training webinars
Join TG's policy and regulatory experts in the upcoming months as they continue this free webinar series on topics of interest to financial aid professionals, including webinars on Income-Based Repayment, student dependency status, and TG's Positive+Balance Community℠.

TG to host regional trainings in Georgia
TG will provide two regional trainings in Georgia during the next several months. Offered at no cost to participants, these trainings will highlight changing regulatory policy. They will also spotlight strategies for managing the financial aid office effectively.

Common Manual updates
Guarantor representatives who serve on the Common Manual Governing Board have approved several changes to the Common Manual. Details are available on TG Online.

Ask the Policy Expert
We have a borrower who had a prior loan discharged due to total and permanent disability. Last year, the borrower took out a new Stafford loan and provided us with a physician's statement certifying that the borrower was able to engage in substantial gainful activity. The borrower also provided us with a signed statement acknowledging that the new loan can't be discharged later for any present impairment unless her condition deteriorates so that she is again totally and permanently disabled. This year, the borrower wants to take out another new Stafford loan. Does the borrower need to provide the same documentation again this year, or can we use copies of the documents provided last year?